How to Get CM Punjab Health Card (Sehat Card Plus)

Quick Answer

Check eligibility and activate your card at designated Sehat Card Plus centers or hospitals. Every family in Punjab is entitled to health coverage of up to Rs. 1 million per family per year at empaneled hospitals. Bring your CNIC and family details for registration.

What the Sehat Card Covers

Medical emergencies bankrupt Pakistani families every day. A single surgery can cost Rs. 200,000-800,000 — wiping out years of savings. The Sehat Card Plus (Health Card) provides universal health coverage for Punjab residents, covering hospitalization, surgeries, diagnostic tests, and some outpatient procedures at empaneled hospitals. It's essentially free health insurance funded by the provincial government.

Getting Your Sehat Card — Requirements

  • CNIC of the head of family (mandatory)
  • CNICs of all adult family members
  • B-Forms for children under 18
  • Family registration certificate from NADRA (recommended)
  • Mobile phone number for OTP verification

Prepare all documents before applying. Missing paperwork is the most common cause of delays and rejections across all CM Punjab schemes.

See all health and welfare programs: complete CM Punjab schemes list. For financial assistance, check Nigahban Card and BISP eligibility.

Registration and Activation Steps

  1. Visit a designated Sehat Card registration center or an empaneled hospital's Sehat Card desk.
  2. Present your CNIC for biometric verification (thumbprint scan).
  3. Your eligibility is checked against the NADRA database — Punjab domicile is verified automatically.
  4. Family members are registered using their CNICs or B-Forms.
  5. Your Sehat Card is activated and linked to your CNIC — no physical card is needed for most hospitals.
  6. When you need treatment, visit any empaneled hospital and present your CNIC for biometric verification.
  7. The hospital processes the claim directly through the Sehat Card system — you pay nothing out of pocket up to the coverage limit.

Official channels only. Apply only through government portals and offices. Never pay agents or middlemen who promise fast-tracked approvals — all CM Punjab schemes are free to apply for.

Common Sehat Card Mistakes

  • Not knowing which hospitals are empaneled — the card only works at partner hospitals. Check the list at the Sehat Sahulat Program website or app.
  • Assuming all treatments are covered — elective cosmetics, dental (non-emergency), and some specialty procedures may not be included.
  • Not registering family members — only registered members can use the coverage. Add everyone when you first register.
  • Waiting until an emergency to register — registration takes time. Get your card activated before you need it.
  • Not checking coverage limits — Rs. 1 million covers most procedures but major multi-organ treatments or extended ICU stays can exceed the annual limit.

Sehat Card Plus — Patient Questions

Yes. There is no cost for registration or activation. The Punjab government funds the program entirely. You pay nothing to get the card and nothing at empaneled hospitals for covered treatments up to the annual limit.

Hospitalization, surgeries, diagnostic tests (X-rays, MRIs, blood work), maternity care, and some outpatient procedures. Coverage specifics vary — check the Sehat Sahulat Program website for the complete list of covered treatments.

Yes, at empaneled private hospitals. Not all private hospitals participate — check the list of partner hospitals on the Sehat Sahulat Program portal or app before visiting.

Up to Rs. 1 million per family per year for secondary care and additional coverage for priority diseases. The exact coverage ceiling may vary by program phase.

The CM Punjab Sehat Card works primarily at hospitals empaneled in Punjab. Some cross-provincial coverage may exist for specific treatments, but it's not guaranteed. Check with the Sehat Sahulat helpline for specific cases.